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Health & Medicare Insurance
Health Insurance

You need health insurance but it can be tricky to navigate. When can you change insurance plans? What are the difference between HMO, POS and PPO plans? What are Copays, Deductibles and Coinsurance?

Does it make more sense to look at plans On or Off the Market?

Easily find an affordable health insurance plan On or Off Market

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Dental / Vision / Hearing

Health Insurance does not provide coverage for glasses, routine dental work or hearing aides. These coverages must be purchased in separate plans They can offered separately or bundled together depending on your family’s needs and budget.

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Medicare

Generally, you are first eligible to enroll in Medicare the month when you turn 65, as well as the 3 months prior and afterwards. Afterwards you can change during the Annual Enrollment Period from October 15th to December 7th of each year unless you qualify for a Special Enrollment Period or certain other specific conditions apply.

We can help you determine whether Original Medicare, a Medicare Advantage Plan, a Medicare Supplement, Prescription Drug Plan, Vision / Dental / Hearing Plan, etc would be beneficial to you and how to find pricing through multiple companies.

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Life and Long Term Care Insurance

How much Life Insurance do you need? How long do you need coverage to last? Is Term, Universal Life or another type of life insurance the best fit for your specific needs?

Contact Jim Marsh to discuss life insurance options

 

 

Mortgages

Are you planning on purchasing a new house or manufactured home?

Or getting cash out of the equity in your home for home improvements or paying off high interest debt?

Rocket Mortgage can help with Soft Credit Pulls and Preferred Pricing

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