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Health & Medicare Insurance
Health Insurance

You need health insurance but it can be tricky to navigate. When can you change insurance plans? What are the difference between HMO, POS and PPO plans? What are Copays, Deductibles and Coinsurance?

Does it make more sense to look at plans On or Off the Market?

Easily find an affordable health insurance plan On or Off Market

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Medicare

Generally, you are first eligible to enroll in Medicare the month when you turn 65, as well as the 3 months prior and afterwards. Afterwards you can change during the Annual Enrollment Period from October 15th to December 7th of each year unless you qualify for a Special Enrollment Period or certain other specific conditions apply.

We can help you determine whether Original Medicare, a Medicare Advantage Plan, a Medicare Supplement, Prescription Drug Plan, Vision / Dental / Hearing Plan, etc would be beneficial to you and how to find pricing through multiple companies.

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Life Insurance

How much Life Insurance do you need? How long do you need coverage to last? Is Term, Universal Life or another type of life insurance the best fit for your specific needs?

Contact Jim Marsh to discuss life insurance options